Like most people, the economy has made me more concerned about finances so I decided a couple of weeks ago to join Dave Ramsey's Financial Peace University. Its offered at my office and I've found it to be very enjoyable. Its about 2 hours each week. The first hour is Dave Ramsey (via DVD) speaking on different financial topics. The second hour is a group discussion about the topics and any issues we may have taking the necessary steps. There are no complex financial themes here. Mostly common sense and breaking bad habits.
Dave Ramsey has 7 Tips for Financial Peace:
- Save $1,000 in an emergency fund
- Pay off all debt with the debt snowball
- Save 3-6 months of living expenses in savings
- Invest 15% of income for retirement
- College funding
- Pay off your home early
- Build wealth and give
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